ACTOMATE
RBC INDONESIA
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Introduction
POJK are mandates concerning Insurance. POJK Nomor 71/POJK.05/2016 and POJK Nomor 72/POJK.05/2016 mandate the regulation of:
financial health and risk mitigation methods to maintain financial health;
guarantee funds;
separation of assets and liabilities; and
report submission
Applicability
The following guidelines are expected to provide guidance for Insurance Companies and Reinsurance Companies:
The following guidelines are expected to provide guidance for Insurance Companies and Reinsurance Companies under Syariah Principles:
Requirements
The guidelines set out the requirements on the calculation of:
the minimum amount of risk-based capital for insurance companies and reinsurance companies in accordance with the Surat Edaran Otoritas Jasa Keuangan Nomor 24 /SEOJK.05/2017.
the amount of tabarru' funds and risk-based minimum tanahud funds and the minimum amount of risk-based capital for insurance companies and reinsurance companies with syariah principles in accordance with the Surat Edaran Otoritas Jasa Keuangan Nomor number 25 /SEOJK.05/2017.
the establishment of technical reserves for insurance companies and reinsurance companies in accordance with the Surat Edaran Otoritas Jasa Keuangan Nomor 27 /SEOJK.05/2017.
the establishment of technical reserves for insurance companies and reinsurance companies with Syariah in accordance with the Surat Edaran Otoritas Jasa Keuangan Nomor 28 /SEOJK.05/2017.
Effective Date
This OJK regulation came into effect on July 1, 2017.
The document's original language is in Bahasa Indonesia
Pengenalan
POJK merupakan amanat tentang Perasuransian. POJK Nomor 71/POJK.05/2016 dan POJK Nomor 72/POJK.05/2016 mengamanatkan adanya pengaturan mengenai:
kesehatan keuangan dan metode mitigasi risiko untuk menjaga kesehatan keuangan;
dana jaminan;
pemisahan aset dan liabilitas; dan
penyampaian laporan
Aplikasi
Peraturan ini diharapkan dapat memberikan pedoman bagi Perusahaan Asuransi dan Perusahaan Reasuransi:
Peraturan ini diharapkan dapat memberikan pedoman bagi Perusahaan Asuransi dan Perusahaan Reasuransi dengan prinsip syariah:
Persyaratan
Perusahaan perlu mengatur ketentuan pelaksanaan mengenai pedoman perhitungan jumlah:
modal minimum berbasis risiko bagi perusahaan asuransi dan perusahaan reasuransi menurut Surat Edaran Otoritas Jasa Keuangan Nomor 24 /SEOJK.05/2017.
dana tabarru’ dan dana tanahud minimum berbasis risiko dan modal minimum berbasis risiko bagi perusahaan asuransi dan perusahaan reasuransi dengan prinsip syariah menurut Surat Edaran Otoritas Jasa Keuangan Nomor number 25 /SEOJK.05/2017.
pembentukan cadangan teknis bagi perusahaan asuransi dan perusahaan reasuransi menurut Surat Edaran Otoritas Jasa Keuangan Nomor 27 /SEOJK.05/2017.
pembentukan penyisihan teknis bagi perusahaan asuransi dan perusahaan reasuransi dengan prinsip syariah menurut Surat Edaran Otoritas Jasa Keuangan Nomor 28 /SEOJK.05/2017.
Tanggal Efektif
Peraturan OJK ini mulai berlaku pada tanggal 1 Juli 2017.
PRACTICE LEADER
Nicholas Yeo
FIA C. Act FASM FSA FSAS CIA FASHK
Founder & Actuary
Nicholas founded Actomate in 2015, a leading actuarial firm in Asia. He is an actuary with exceptional business acumen and a global perspective. His clients and his organization benefit from his strong grasp of the strategic, operational, governance, and risk management aspects of the business.
Nicholas has developed various technologies and software applications, including IBNR Robot, ReACC Robot, PET Robot, LRC Robot, LIC Robot, PAA Robot, and Sallesillus Robot. Nicholas also has significant experience in captive insurance, offshore insurance, robotic process automation, artificial intelligence, and data analytics.
Nicholas has 20 years of experience in actuarial work, including life insurance, family takaful, general insurance, general takaful, employee benefits, pensions, social security, medical insurance, reinsurance, and Insurtech startups. Nicholas held appointed actuary and signing actuary roles in various jurisdictions across Asia.
Nicholas is a Fellow of the Institute and Faculty of Actuaries (UK) and a Fellow of the Society of Actuaries (US). He is a past Council Member of the Society of Actuaries’ Entrepreneurial & Innovation Section. He is also a past Chairperson of the Professional Development Committee and Events Committee of the Actuarial Society of Malaysia. Nicholas graduated from Bayes Business School with First Class Honours in BSc Actuarial Science. He is also a Certified Internal Auditor from The Institute of Internal Auditors.