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ACTOMATE

ACTUARIAL APPRAISAL
VALUATION PRACTICE

Our solution is designed to help insurers and investors understand the true economic value of an insurance business, so you can make confident decisions in acquisitions, divestments, capital injections, restructurings, or shareholder negotiations.

 

We provide experienced actuarial resources to perform robust appraisal valuations, including data validation, assumption review, projection of future profits, and sensitivity analysis. Beyond the numbers, we help clients interpret key value drivers, understand downside and upside scenarios, and communicate results clearly to boards, shareholders, and counterparties.

 

Our approach combines technical rigor and transaction insight. We deliver a structured, transparent valuation framework that not only quantifies value, but also strengthens your negotiation position, reduces “soft risks” such as misaligned expectations or weak messaging, and supports better, faster strategic decisions.

appraisal valuation
  • perform actuarial appraisal valuation

  • calculate value of in-force business (VIF)

  • calculate cost of capital

  • calculate present value of future profits (PVFP)

  • measure economic value of insurance portfolios

  • perform sensitivity testing

  • prepare appraisal valuation report for management and shareholders

  • compare value under different scenarios and stress tests

actuarial projection & financial modelling
  • project future profits and cash flows of in-force business

  • review and validate valuation models

  • set or review key actuarial assumptions

  • set or review economic assumptions

  • develop long-term financial projections

  • develop scenarios

  • align assumptions with business plan and current experience

  • analyse capital requirements

  • calculate return to shareholders

transaction support & strategic advisory
  • provide actuarial due diligence support for M&A transactions

  • support buy-side or sell-side appraisal analysis

  • identify key value drivers and valuation risks

  • highlight negotiation levers and opportunity areas

  • support communication with shareholders and board

  • support discussions with potential buyers or investors

  • prepare executive summaries and negotiation materials

  • provide independent actuarial opinion

  • advise on strategic options to reach specific objective

For any enquiries, contact:

expert in business intelligence and data analytics

Nicholas Yeo

Founder & Actuary

nicholas.yeo@actomate.ai

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Nadia Suharto

Country Lead, Indonesia

nadia.suharto@actomate.ai

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