ACTOMATE
BUSINESS PLANNING
Actomate helps insurers and takaful operators develop practical, data-driven business plans that support strategic growth, financial resilience, solvency management, and stakeholder confidence.
Our actuarial and financial expertise enables clients to assess growth strategies, profitability, capital requirements, and risk exposure through robust forecasting, scenario analysis, and strategic review. We help management teams translate strategy into a measurable and actionable roadmap.
strategic business review
assess business strategies, growth targets, and profitability objectives
review market positioning, peer benchmarking, and growth opportunities
identify earnings volatility, diversification, and concentration risks
financial forecasting & risk analysis
prepare three-year or five-year financial forecasts
project profitability, balance sheet, solvency, and capital positions
assess liquidity, leverage, capital adequacy, and financial flexibility
governance & rating readiness
review underwriting, risk management, ALM, capital management, and investment policies
strengthen governance and documentation readiness
support regulatory engagement and rating agency discussions
OUR WORK MAY INCLUDE:
Three-year or five-year financial projections
Projected income statements and balance sheets
ICAF and solvency projections
Capital and liquidity assessments
Underwriting, reinsurance, investment, and risk management
recommendations
Business Risk Profile and Financial Risk Profile enhancement strategies
Nicholas Yeo
FIA C. Act FASM FSA FSAS CIA FASHK
Founder & Actuary
Nicholas founded Actomate in 2015, a leading actuarial firm in Asia. He is an actuary with exceptional business acumen and a global perspective. His clients and his organization benefit from his strong grasp of the strategic, operational, governance, and risk management aspects of the business.
Nicholas has developed various technologies and software applications, including IBNR Robot, ReACC Robot, PET Robot, LRC Robot, LIC Robot, PAA Robot, and Sallesillus Robot. Nicholas also has significant experience in captive insurance, offshore insurance, robotic process automation, artificial intelligence, and data analytics.
Nicholas has 20 years of experience in actuarial work, including life insurance, family takaful, general insurance, general takaful, employee benefits, pensions, social security, medical insurance, reinsurance, and Insurtech startups. Nicholas held appointed actuary and signing actuary roles in various jurisdictions across Asia.
Nicholas is a Fellow of the Institute and Faculty of Actuaries (UK) and a Fellow of the Society of Actuaries (US). He is a past Council Member of the Society of Actuaries’ Entrepreneurial & Innovation Section. He is also a past Chairperson of the Professional Development Committee and Events Committee of the Actuarial Society of Malaysia. Nicholas graduated from Bayes Business School with First Class Honours in BSc Actuarial Science. He is also a Certified Internal Auditor from The Institute of Internal Auditors.