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US captive insurers continue to outpace market: AM Best

  • Aug 20, 2025
  • 1 min read

The analysis highlights claim control and risk management as strengths. Operating cost discipline adds to results. Targeted underwriting sustains profitability across cycles. Rated captives posted another strong year. The trend underpins ongoing sponsor interest.


AM Best says U.S. captives' disciplined underwriting and cost control drive continued outperformance vs. commercial peers.

 
 

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